Empowering Europe's next generation

We believe that every story can have a plot twist. From combating early school leaving to supporting research, we open up paths for young Europeans to grow and thrive. We're not just funding communities – we're empowering youths to shape a better future for all.

We believe that every story can have a plot twist.

From combating early school leaving

to supporting research, we open up paths

for young Europeans to grow and thrive.

We're not just funding communities – we're

empowering youths to shape a better future for all.

Population aged 25-34 with a tertiary degree

43%

Unemployment rate

5,2%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	480	487	491
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

23%

Unemployment rate

14%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	403	406	398
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

34%

Unemployment rate

5,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	404	417	421
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

37%

Unemployment rate

6,7%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	475	487	483
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

35%

Unemployment rate

2,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	489	487	498
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

37%

Unemployment rate

3,6%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	480	475	492
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

32%

Unemployment rate

3,8%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	473	473	486
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

29%

Unemployment rate

11,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	482	471	477
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

40%

Unemployment rate

3,3%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	489	489	499
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

25%

Unemployment rate

6,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	428	428	428
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

33%

Unemployment rate

9,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	440	440	447
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

39%

Unemployment rate

6,8%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	447	464	462
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

47%

Unemployment rate

5,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	469	485	500
OECD Average	476	472	485

An issue beyond borders

Educational outcomes often depend on where and the context a student grows up. We’re focused on ensuring that geography or socio-economic background never limits a young person’s opportunity to thrive.

This map highlights educational systems across UniCredit Group countries, focusing on PISA results, youth unemployment, and tertiary education rates.

Population aged 25-34 with a tertiary degree	Education at glance 2023 - Table A1.3. Educational attainment of 25-34 year-olds, by programme orientation (2022)
Unemployment rate aged 25-34	Education at glance 2023 - Table A3.3. Unemployment rates of 25-34 year-olds, by educational attainment and programme orientation (2022)
PISA Score (aged 15)	PISA 2022 Results The State of Learning and Equity in Education - Annex 1 Results for Countries and economies
OECD Average	PISA 2022 Results The State of Learning and Equity in Education - Annex 1 Results for Countries and economies

Population aged 25-34 with a tertiary degree

43%

Unemployment rate

5,2%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	480	487	491
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

23%

Unemployment rate

14%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	403	406	398
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

34%

Unemployment rate

5,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	404	417	421
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

37%

Unemployment rate

6,7%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	475	487	483
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

35%

Unemployment rate

2,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	489	487	498
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

37%

Unemployment rate

3,6%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	480	475	492
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

32%

Unemployment rate

3,8%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	473	473	486
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

29%

Unemployment rate

11,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	482	471	477
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

40%

Unemployment rate

3,3%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	489	489	499
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

25%

Unemployment rate

6,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	428	428	428
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

33%

Unemployment rate

9,5%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	440	440	447
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

39%

Unemployment rate

6,8%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	447	464	462
OECD Average	476	472	485

Population aged 25-34 with a tertiary degree

47%

Unemployment rate

5,4%

Average PISA scores vs. OECD average

	Reading	Math	Science
PISA Score (aged 15)	469	485	500
OECD Average	476	472	485

UniCredit Foundation

2025 Annual Report

Non-profit organisations

Fuori Classe - The fifth stop takes us to Berlin.

A six‑stop journey exploring some of the programs supported by UniCredit Foundation.

Students and researchers

Beyond talent: when trust transforms the fear of failure into success

What happens when a young person receives not only the tools to study, but also tangible proof that ...

What happens when a young person receives not only the tools to study, but also tangible proof that someone believes in their potential?

UniCredit employees

Roberto: The privilege of being able to give.

Roberto's participation in the Gift Matching Programme arose as a natural evolution of his personal and ...

Roberto's participation in the Gift Matching Programme arose as a natural evolution of his personal and professional journey.

In the spotlight

Thanks to the Prove Aperte initiative with Filarmonica della Scala, the public can attend concert rehearsals at affordable prices. Proceeds support Milan nonprofits in education. In December 2024, Filarmonica received the Ambrogino d’Oro for its impact on the community.

Educational Research Lab

A hub for academic research, educational innovation, and concrete interventions aimed at combating educational poverty.

Beyond Compulsory Education in Europe

Unveiling Discrimination in Teachers’ Expectations

Obiettivo Lavoro

Associazione Marco Fanno

The Marco Fanno Association aims to promote academic study and scientific research in the fields of economics and finance, strengthen connections among its members, encourage cultural exchange with like- minded organisations, and develop scientific and cultural initiatives within the economic and financial spheres.

In 2022, we relaunched the Foundation to unlock the potential of Europe’s next generation. This ambition aligns with the Group’s broader Purpose of empowering communities to progress.

UniCredit Foundation ETS
Piazza Gae Aulenti 3, Tower A
20154 (MI)

tax code: 97342960156

PEC: Unicreditfoundation@pec.unicredit.eu

info@unicreditfoundation.org

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Empowering the potential

of Europe’s next generation